The trucking industry is a fast-paced and often hazardous business, which means it’s necessary to have certain security measures in place. If you transport anything in the U.S., be it people or cargo, you are required to have some kind of liability insurance, which is enforced by the Department of Transport (DOT). Not only is insurance a wise use of money, but without it, you won’t be able to receive a USDOT number, which is what allows you to legally transport goods in the U.S.
USDOT insurance is ultimately designed to keep you and your business safe while on the roads, as well as the people or cargo you transport. Insurance covers any damaged goods in transit should an accident occur. It also covers the cost of injury to employees, passengers, or another third party. Requiring liability insurance not only protects the public and your company but also reduces the number of accidents related to commercial vehicles.