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How Truck Companies Can Use Data to Improve Safety and Gain a Competitive Advantage

In the modern age of technology and innovation, the trucking industry has seen a significant shift towards the use of data and analytics to improve safety and increase efficiency.

As truck companies face ever-increasing competitive pressures and rising safety concerns, the importance of utilizing data to gain a competitive edge cannot be overstated. In this blog post, we will explore how truck companies can use data to position themselves uniquely, gain competitive advantages, and reduce the risk of accidents on the road.

Topics: Transportation Safety / Compliance

Lobbying for Trucking: Lawsuit Abuse and a Grassroots Effort for Change


Topics: Transportation Leadership / Strategy

What Is Insurance Reimbursement?

Confused about what you owe after a doctor’s visit? Understanding your medical expenses and your health insurance isn’t always easy at first, but once you break everything down, it’s a fairly simple process. One part of the process that you should know about is insurance reimbursement and what it means for your wallet.

Topics: HR / Employee Benefits

What Is Insurance Fraud?

You’ve probably seen a movie or two where the big reveal at the end is that the bad guy was committing some sort of fraud for a big payout. Maybe they were orchestrating a giant scheme to swindle people or faking some sort of injury for a big healthcare payout. Either way, the root of their devious plot was probably some kind of insurance fraud. But insurance fraud isn’t just something from the fictional media—there are real forms of insurance fraud that are punishable by law and that do occur in real life. 


So what is insurance fraud really? Insurance fraud is a deliberate action to deceive done by either the buyer or seller of an insurance policy. Insurance fraud is illegal and punishable by law. Insurance fraud perpetrated by the seller could include selling fake policies, churning policies for higher commissions, or failing to submit premiums. Buyers or third-party claimants can commit fraud by exaggerating or padding claims, falsifying history or claims, or faking payout events like a kidnapping. While those may sound like a movie plot, these types of fraud can happen and can have very serious consequences. The most common type of fraud is a policyholder exaggerating a claim while faking a dramatic kidnapping is rare.


Topics: Transportation Safety / Compliance HR / Employee Benefits

The Most Common Insurance Fraud Types


What’s one word that sets off warning bells for most of us? Fraud, especially in the insurance world. For both policyholders and brokers, insurance fraud is a stressful and high-alert concern—unfortunately, fraudulent insurance activity steals at least $80 billion every year.

An especially challenging part of insurance fraud is understanding the different sources of fraud and the ways it’s committed. Insurance fraud includes organized crime activity that steals money via business dealings, insurance provider professionals who inflate, overcharge, or don’t actually provide insurance protection, and average citizens who see an opportunity to illegally make money with a faulty insurance claim.

Both policyholders and insurance brokers can both be victims of fraud, which is why there are more and more efforts being put into preventing fraud. The first step for anyone who wants to be prepared for fraud is to learn about the potential risks and fraud vulnerabilities. So, without further ado, here are the most common insurance frauds and how insurance companies mitigate risk.


Topics: Transportation Leadership / Strategy HR / Employee Benefits

Risk Modeling: What to Know About Risk Models

We’ve all heard it in the business industry: “no risk, no reward!” But we hear it for good reason—business efforts are never totally risk-free. Still, companies are constantly working on minimizing risk and maximizing their profit, which can really only be done through intentional, data-driven decisions. Finding new ways to predict and manage risk is a big part of an overall business strategy. 

The real question is how do business leaders and decision-makers measure, evaluate, and minimize risk? Industries like finance, transportation, manufacturing, and construction are finding more success by using a better and more reliable tool called a risk model.


Topics: Transportation Leadership / Strategy HR / Employee Benefits

The Importance of Addressing Underlying Employee Wellbeing


Creating a great workplace isn’t just about getting work done anymore. As an employer, you also need to make sure that you’re taking care of your employees and providing them with the support they need. Taking care of your employees isn’t just a nice thing to do anymore. Employee wellbeing is something that HR departments all over the country are ranking as one of the top priorities for companies, and the employee wellbeing industry is expected to boom. Employee wellbeing is both a way to create a great place to work and a way to keep up with the ever-shifting work landscape. 


Topics: HR / Employee Benefits

What Is Fleet Insurance? | HNI

Many companies have a fleet of vehicles to help them run their businesses. From trucks to taxis to construction vehicles, fleet vehicles are pretty crucial to so many industries and businesses. But if you’re using fleet vehicles, you should also make sure your entire fleet is insured. After all, insurance is there to help protect your business and help you stay afloat should something happen. But to insure your fleet, do you have to get insurance for every vehicle? Nope. That’s where fleet insurance comes in. 

Topics: Transportation

All about Insurance Fraud: Reporting and Protecting Yourself | HNI

It can be easy to think of insurance fraud as a ‘victimless crime.’ After all, sometimes insurance can feel like the worst form of gambling, where you actively put down good money to bet against yourself. And insurance companies themselves don’t always act like the valiant protectors they claim to be — just ask anyone who’s ever had a valid claim denied or lost their coverage when they needed it most. Is the occasional insurance fraud here or there really such a big deal?

Building a Safety Culture in 8 Steps | HNI

Even if your business is lucky enough to avoid on-the-job injuries, an unsafe work environment will still take its toll on your workforce. We as human beings are deeply influenced by our surroundings, and when we find ourselves in an unsafe environment we become anxious and start to look for a way out — whether we recognize it consciously or not. As such, unaddressed workplace safety issues can easily lead to employee absenteeism, poor quality of work, and increased turnover (along with the more obvious risks of injury or death).

With so much on the line, organizations across all industries are recognizing the importance of a culture of safety in the workplace. Here, we discuss 8 steps for building a safety culture. But first, let’s define what a safety culture is, and what it can mean to your business.

Topics: Construction Transportation Safety / Compliance Manufacturing