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Jeff Schultz

Recent Posts by Jeff Schultz:

What Is Insurance Reimbursement?

Confused about what you owe after a doctor’s visit? Understanding your medical expenses and your health insurance isn’t always easy at first, but once you break everything down, it’s a fairly simple process. One part of the process that you should know about is insurance reimbursement and what it means for your wallet.

Topics: HR / Employee Benefits

How Much Does Employer Health Insurance Cost?

There are a lot of things that might set a great employer apart from a mediocre one, but one that’s extremely hard to overlook is health insurance. After all, the cost of healthcare in the US is on the rise, even outpacing the record inflation of the past few years. Employees want to know that their employers have them and their dependents covered before they’ll be willing to sign any contracts. 

But providing healthcare isn’t cheap. And, as we addressed in a previous blog post, simply spending more money on health and other employee benefits won’t necessarily bring in the kind of ROI you might expect. 

Topics: Leadership / Strategy HR / Employee Benefits

If you spend more money on employee benefits, will that make you cool again?

You might think that the more you spend on health care, the more your employees will value your contributions. But surprisingly, simply spending more doesn't get you a lot of additional recognition.

What matters more than how much you're spending is how your benefits are perceived by your employees.

With employee benefits being such a large investment for most companies and recruitment and retention on the line, it is critical that employees understand the value of their healthcare. So, what steps should you take to evaluate and accomplish this?

  • Understanding where you currently stand – The best place to start for improving perceived value of your benefits program is the source, your employees. Understanding their current satisfaction and what they find valuable is key to developing a strategy and program that meets their needs. Many of your team members may have come from competitors and could also provide valuable insight as to how you stack up. Feedback can be gathered through methods like surveys or annual reviews (ask your HNI service team for sample survey questions or for other ideas on gathering feedback).
Topics: HR / Employee Benefits

3 Reasons Why Employers Have to Offer Health Insurance and Work Comp

The Affordable Care Act raises new questions and challenges for employers in many areas of benefits, with some re-examining whether they should make health insurance available to all their employees. Recently, one employer asked HNI the following question:

Topics: HR / Employee Benefits