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Affluent customers for years have turned to “concierge” medical care to escape crowded waiting rooms, receive more personalized attention, and gain access a wider range of treatments without long waits and bureaucratic runaround.
Employee health matters. Sick employees are less productive, and the costs of treating their chronic illnesses pile up. Employers have a vested interest in helping employees live healthy lifestyles and manage their health effectively.
We currently live in the age of uncertainty and complexity. “Change” is literally everywhere.
Whether we like it or not, Change has sent a friend request to all of us. Right now is the time to accept or ignore.
As I was flying home last week from the TCA Conference in Las Vegas, I could not help think about Eddie Murphy and the movie Beverly Hills Cop II. Maybe it was that I had way too much time on my hands waiting for my connection in Phoenix (nobody flies direct anymore, but that is another story). Or maybe it was because I had sat through seminar after seminar hearing about how our Washington bureaucrats have stepped up enforcement activities in the trucking industry.
Where soap opera meets reality, you’ll find outrageous cases of insurance fraud. Faked deaths? Check. Scorned wives? Check.
Information risk is an emerging concern for many businesses. Are you ready for the complicated and costly responses to Internet-based liabilities?
A few of our transportation clients in Wisconsin have reported an issue renewing their plates that we thought others would like to know about. The FMCSA requires all motor carriers to update their Motor Carrier Identification Report (MCS-150) every 24 months – but as a participant in PRISM, Wisconsin and many other states now require this to be updated when renewing your IRP plates (every year).
In my role as Post Loss Specialist, I work daily to help clients manage their workers compensation claims and protect their experience modification rating (MOD). With recent changes in the split-rate formula for rating calculations, businesses need to be even more diligent in managing reserves and claim outcomes.
In January 2013, FreightWatch International published their 2012 US Cargo Theft Report. Included in that report are three trends worth watching in the area of cargo theft.
HNI works with high-performing companies to help them address the hidden risks in their business and avoid The Insurance Dependency Trap. This is done by proactively DE-RISKING their business so they can be less dependent on insurance.
HNI also offers the basic services of insurance and employee benefits. HNI has offices in Milwaukee, Chicago, and Minneapolis.