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Do a Double Take On That Motor Truck Cargo Form

CHRIS TANKE 
Relationship Manager

It is not a surprise that reading an insurance policy is not most people’s favorite thing to do.  (It usually doesn’t even scratch the top 10.)  In most cases, if you do read your policy it will be confusing, frustrating, and full of legal language that few people understand.  However, it would be a wise use of 15 minutes of time to read your motor truck cargo form.  Those 15 minutes may help you understand your coverage, which could save thousands of dollars in uncovered freight claims.

Topics: Transportation

Thank You to the Unsung Heroes of the U.S. Economy

This week is National Truck Driver Appreciation Week, and we wanted to take this opportunity to offer a word of thanks to these unsung heroes that keep our country moving.  This year, the TCA has tweaked the name of the annual event to “National Truck Driver Appreciation & Wellness Week,” an important step recognizing that part of appreciating drivers is caring about their health and physical wellbeing.

Topics: Transportation

HELP US FIND OUR WALDO!

We visited the home page of the Milwaukee Journal Sentinel yesterday to find this picture front and center.  See anything unusual??

Topics: Construction Transportation Manufacturing

Survey for Motor Carriers on the Safety Measurement System

The FMCSA’s Safety Measurement System is intended to help allocate enforcement
resources appropriately to motor carriers showing the greatest safety concerns.  As better technology, new data, and additional analysis become available, the FMCSA plans to update the SMS periodically, usually offering a “preview period” where motor
carriers will be allowed to view enhancements in advance and voice any concerns or suggestions to improve.

Topics: Transportation

Safety Tip: Ergonomics 101 [VIDEO]

Ergonomics is the study of work. How your employees are completing their tasks may be causing unnecessary stress on their bodies, resulting in added work comp risk to your organization.

Topics: Safety / Compliance

The Many Flavors of Wicked Problems

If you’ve spent much time on our blog, you’ve likely heard the phrase “wicked problem” a number of times.  At HNI, we use this term to describe the deeper, more complex issues that are really at the heart of risk for businesses. 

Leaders are constantly called on to solve problems.  99% of the time, these problems miss the point.  There is usually something much bigger behind the fires they’re being asked to put out, and many make the mistake of focusing on the symptoms, not the root cause: the WICKED problem.

If you hack away at the symptoms of a Wicked Problem, fresh problems will constantly be flaring up.  And putting out fires is the exact opposite of implementing new ideas.  More of one equals less of the other.  You have to attack the Wicked Problems themselves in order to leave a lasting effect.

Wicked Problems can’t solved by simply writing a check [or purchasing an insurance policy].  To solve wicked problems, somebody somewhere has to start acting differently.  Maybe it’s you.  Maybe it’s your team.  Usually, it’s a combination of people in any given company that contribute to a wicked problem [and its eventual solution, if you’re willing to take it head on.]

Some examples may help illustrate what we mean by problems that are truly wicked.  In general, there are 4 categories of wicked problems we generally see in businesses: 1) Leadership 2) Brand 3) Culture 4) Financial. 

Leadership wicked problems:

·         Lack of succession/perpetuation plan

·         Strategy formation / Blue Ocean Strategy

·         Change Management

·         Cultivating effective second in commends

·         Streamlining and improving core business processes

·         Achieving smart, focused growth

Brand wicked problems:

·         Radical differentiation in the minds of your customers

·         Brand and sales messaging

·         Social transformation internally and externally

·         Changes in the marketplace and customer demands that may be out of your hands

Culture wicked problems:

·         Employee Engagement

·         Struggling to recruit and retain top talent

·         Managing the generational gap

·         Getting employees to act like owners

·         Getting buy-in into safety and wellness

·         Keeping up with the social transformation taking place in the business world

Financial wicked problems:

·         Rising costs of employee benefits [and managing health care reform]

·         Failure to understand your total cost of risk

·         Insufficient cash flow to drive growth

·         Unaddressed expense areas

No matter which area of the business a wicked problem resides, it generally is in some way connected back to culture.  People are the wickedest problem of all.  I don’t mean this negatively – it’s just that our employees are incredibly complex and diverse individuals, and influencing their behavior is one of the most difficult things to achieve. 

What about you?  What is your wickedest problem? 

You may want to start by asking your people – it’s often interesting to see how their answers compare to your own.

Topics: Construction Transportation Leadership / Strategy Manufacturing

Communicating Employee Benefits Can’t Just Happen at Enrollment

Topics: Construction Transportation Manufacturing HR / Employee Benefits

Heat Hazards: Preventing, Identifying & Who's At Risk [VIDEO]

Topics: Construction Transportation Safety / Compliance Manufacturing

ALERT: Product Recalls for the Month of July

Every month, we'll be publishing a report on product recalls compiled by the Recall Risk Team at AMWins, a company that partners with HNI to provide product recall insurance.   This is an important list that individuals and companies alike should be aware of!

What Are Patient Centered Medical Homes?

Hardly anybody actually enjoys seeing a doctor.  It’s hard to get an appointment, you have to take off work and juggle other responsibilities, and usually once you get there, you’re parked in the lobby for a good 15-30 minutes. 

Topics: HR / Employee Benefits