The Department of Labor (DOL), Department of Health and Human Services (HHS), and Internal Revenue Service (IRS) have issued the final revised template and related materials for the Summary of Benefits and Coverage (SBC). Use of the new materials will be required starting on the first day of the first open enrollment period that begins on or after April 1, 2017 with respect to coverage for plan years beginning on or after that date. Here is a summary of the SBC along with what employers need to know to remain compliant.
.png?width=69&height=53&name=Acrisure%20Logo%20(White%20Horizontal).png)



In with the old, out with the new. During the 1980s and 1990s many health care systems around the country decided to test their luck in the health insurance business. Most of these organizations did not fully understand the risks and challenges of being in the insurance industry. In the end, most of these health care systems ended up selling their plans to insurance companies or simply shutting them down. As of April 20th, 2016, Anthem Blue Cross and Blue Shield and Aurora Health Care embark on a new joint venture health insurance company. This tried approach is making a comeback with a modern, employer friendly twist. 
In Wisconsin, "Terminated for Cause", can now terminate temporary benefits too. Act 180 has amended the Worker's Compensation law to allow employers and insurance carriers to deny indemnity benefits when a termination occurs for misconduct or substantial fault while in the healing period of a Worker's Comp injury.




