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The cost of employee health benefits continues to be a burden for many employers that are struggling in the difficult economy. Offering competitive benefits is important to recruiting and retaining employees, but it is also more difficult as costs continue to skyrocket and uncertainties about the future continue to be a drag on many businesses.
With recent incidents of gun violence, should you reconsider whether to allow or prohibit concealed weapons on your premises? Whether to allow or prohibit the carrying of concealed weapons will be a very individual decision for each business based on legal considerations, the nature of your business, your company’s public image, and your perception of employee morale. The following points below should help businesses make this decision.
Starting in 2014, health care reform will allow for larger incentives associated with wellness programs – up to 30% of total premium for single coverage – so now is a great time to consider revamping your wellness efforts. Have you tried adding a walking component to your program?
I recently facilitated and sat in on a number of DataQs at the ATA Safety & Loss Prevention Management Council (S&LPMC) meetings in Kansas City. There were lots of valuable ideas and thoughts shared there, and I wanted to summarize the key points I took away from the meetings.
Small and medium sized firms (those with fewer than 500 employees) make up more than 99 percent of all employer firms. These firms face a myriad of challenges, not the least of which is regulatory compliance.
No one expects violence in the workplace, but this is a very real concern that all risk managers need to address. It is important to have a policy in place for workplace violence and make sure employees know how to report any threat that does arise.
HNI works with high-performing companies to help them address the hidden risks in their business and avoid The Insurance Dependency Trap. This is done by proactively DE-RISKING their business so they can be less dependent on insurance.
HNI also offers the basic services of insurance and employee benefits. HNI has offices in Milwaukee, Chicago, and Minneapolis.
