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It’s that time of the year again: open enrollment. Time to dust off the ol' PowerPoint and try to get people jazzed about their benefits. But that trusty slide deck you’ve re-purposed may leave out an important element you need to get across to employees — WHY your company is offering benefits in the first place.
In most companies, open enrollment is the time of the year when any and all communication about benefits and wellness gets dropped on employees like a bomb. It’s not the time of the year that most look forward to.
We currently live in the age of uncertainty and complexity. “Change” is literally everywhere.
Whether we like it or not, Change has sent a friend request to all of us. Right now is the time to accept or ignore.
Where soap opera meets reality, you’ll find outrageous cases of insurance fraud. Faked deaths? Check. Scorned wives? Check.
The typical insurance policy covers tragedies relating to injuries, death, or property destruction. These common risks are easy to spot and cover. But what about the unique personal and business risks you face? While insurance shouldn’t necessarily be the first or only risk management technique you turn to, if there’s a risk, you can bet there’s a company that will write a policy for it.
When companies consider the concept of reputational risk management, they usually think about what would happen to their standing following a high profile negative incident. An accident or some kind of scandal (Penn State comes to mind) could have major negative consequences and leave your brand damaged, hindering future opportunities to compete.
With recent incidents of gun violence, should you reconsider whether to allow or prohibit concealed weapons on your premises? Whether to allow or prohibit the carrying of concealed weapons will be a very individual decision for each business based on legal considerations, the nature of your business, your company’s public image, and your perception of employee morale. The following points below should help businesses make this decision.
Starting in 2014, health care reform will allow for larger incentives associated with wellness programs – up to 30% of total premium for single coverage – so now is a great time to consider revamping your wellness efforts. Have you tried adding a walking component to your program?
I recently facilitated and sat in on a number of DataQs at the ATA Safety & Loss Prevention Management Council (S&LPMC) meetings in Kansas City. There were lots of valuable ideas and thoughts shared there, and I wanted to summarize the key points I took away from the meetings.
HNI works with high-performing companies to help them address the hidden risks in their business and avoid The Insurance Dependency Trap. This is done by proactively DE-RISKING their business so they can be less dependent on insurance.
HNI also offers the basic services of insurance and employee benefits. HNI has offices in Milwaukee, Chicago, and Minneapolis.