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Mark Brault & Amy Engebretson

Recent Posts by Mark Brault & Amy Engebretson:

Extended Transition to ACA Compliant Policies

On February 23, 2017, the Centers for Medicare and Medicaid Services (CMS) released an insurance standards bulletin allowing states to yet again extend the life of "grandmothered" or transitional health insurance policies to policy years beginning on or before October 1, 2018, as long as the policies do not extend beyond December 31, 2018. 

Topics: Leadership / Strategy

Is the Stand-Alone HRA Making a Comeback?

Congress passed H.R. 34, which exempts certain health reimbursement arrangements (HRA), including premium-reimbursement plans, from most Affordable Care Act (ACA) requirements for small employers (i.e. those employing less than 50 full-time equivalents).

On December 13th, President Obama signed the 21st Century Cures Act. This legislation establishes a new type of HRA for small employers that do not offer health coverage - known as “Qualified Small Employer Health Reimbursement Arrangements.”