Insurance dependency is the result of a system that prevents you from controlling your insurance destiny.
This system has taught you that getting quotes will help you lower your cost of insurance - which leads to your endless frustration and insurance dependency.
Are you in control?
Insurance dependency prevents you from taking control of your insurance and employee benefits. Want to see how much control you have? Take this 60-second test to find out.
Our clients work with us to DE-RISK their business. Here's how it works:
We work with your leadership team to build a clear picture of where you want to go and what stands in the way.
We report back to our cross-disciplinary Swarm team to strategize the best way forward and identify blind spots that could impede your growth.
We build a GamePlan to help you DE-RISK your business and break-free from insurance dependency.
We help you break-free from insurance dependency.
Put simply, insurance dependency is the result of a system that was built for the insurance companies - not for you. It is the lack of control you have over your cost of risk, how claims are handled, and everything else in between.
We work to help our clients break-free from insurance dependency by helping them de-risk their business and take back control.
We work best with mid-sized organizations that are on a mission to get better and grow. Specifically, we work with the Chief Business Builders – the individuals that have a passion for craftsmanship and building their business.
As a risk advisor, we are most successful when we have the opportunity to influence change and drive a long-term strategy with leadership teams.
Business leaders that are reactive and focus on 'low beam' activities, instead of driving towards a better long-term solution, end up frustrated with the lack of progress towards reducing insurance dependency.
Getting insurance quotes is important, but without a higher level strategy to de-risk your business you won't be able to drive down your insurance costs and reduce your dependency on insurance companies.
In order to de-risk your business, you have to consider more than just safety and risk management. And the age-old 4-step risk reduction process isn't going to cut it either.
Our approach is known as Swarming. Swarming is for the wickedest problems - deep-rooted ones that frustrate leaders and hold companies back. It's an intense, cross-disciplinary collaboration where experts share their unique perspectives and challenge the status quo.
We always strive to measure and quantify the value of our efforts. Our de-risking process includes a periodic 'Progress Report' which measures the results of our work.
Additionally, we've highlighted a few of our clients' stories here.
We are 140 people, $30 million in revenue, and $325 million in insurance and health premiums.
Our 3-year growth rate is 28%.