Companies that have strong track records of safety performance deserve to have more control over their cost of risk. To
These programs reward you for years of good performance, while still protecting you against catastrophic loss.
HNI is a performance-driven risk advisor that delivers insurance, benefits, and advisory strategies.
We work with ambitious leaders to break-free from insurance dependency and boost performance.
We help you break-free from insurance dependency.
By de-risking their businesses and taking ownership in their risk, business builders can regain control of their insurance costs.
We have a passion for taking on the wicked problems that bar you from growth. Whether that means governing risk, emboldening culture, or evolving strategy, we bring energy to brainstorm and strategize around a problem.
We work best with mid-sized organizations that are on a mission to get better and grow. Specifically, we work with the Chief Business Builders – the individuals that have a passion for craftsmanship and building their business.
As a risk advisor, we are most successful when we have the opportunity to influence change and drive a long-term strategy with leadership teams.
Business leaders that are reactive and focus on 'low beam' activities, instead of driving towards a better long-term solution, end up frustrated with the lack of progress towards reducing insurance dependency.
Getting insurance quotes is important, but without a higher level strategy to de-risk your business you won't be able to drive down your insurance costs and reduce your dependency on insurance companies.
In order to de-risk your business, you have to consider more than just safety and risk management. And the age-old 4-step risk reduction process isn't going to cut it either.
Our approach is known as Swarming. Swarming is for the wickedest problems - deep-rooted ones that frustrate leaders and hold companies back. It's an intense, cross-disciplinary collaboration where experts share their unique perspectives and challenge the status quo.
We always strive to measure and quantify the value of our efforts. Our de-risking process includes a periodic 'Progress Report' which measures the results of our work.
Additionally, we've highlighted a few of our clients' stories here.
We are 140 people, $30 million in revenue, and $325 million in insurance and health premiums.
Our 3-year growth rate is 28%.
We believe in the power of risk ownership and becoming less dependent on insurance.
We believe that awesome benefits can be the catalyst to an employer brand that stands out as a great place to work.
We believe that leadership makes or breaks an organization. Live up to your potential.