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It's Time to Stop Health Care Insanity

Over the past few years, we've all witnessed the unchecked rise of health care costs in America. 

Some employers have been sitting back hoping things will get better. Others have been desperately trying everything to regain control. 

But one thing is clear: we aren't winning.

 

THE SYSTEM KEEPS WINNING

Every incentive in the health care system has been built to work against you: the employer.

Insurance companies make more when the cost of claims goes up.

Hospitals are buying primary care centers and referring patients to treatment options with higher profit margins.

Pharmacy Benefit Managers get paid more when drug costs increase.

Insurance Brokers have delivered ideas and tactics. But they often fail to deliver their clients a multi-year strategy that can move the needle. 

Topics: Leadership / Strategy HR / Employee Benefits

2018: A Challenging Year For Trucking

2018 will prove to be one of the most challenging years for the trucking industry. Although the challenges faced are not new, the convergence of so many challenges at the same time is unprecedented. Among the top issues facing the trucking industry are:

  • Driver Shortage
  • Capacity
  • Insurance
  • Cost/Availability of Equipment
  • Regulatory issues
Topics: Transportation Leadership / Strategy

What 250 Executives Taught Us About the Future of Business

One year ago, we began a project to get unbiased and anonymous feedback from our clients about their opportunities for growth and what holds them back. 

250 CEOs, CFOs, HR Directors, and Safety Managers from 50 different companies responded to questions on the topics of Leadership, People, Brand, Risk & Employee Benefits. This is what they said.

LEADERSHIP

MOST COMPANIES ARE OPTIMISTIC ABOUT THE FUTURE.

Almost 80% of respondents stated that they were optimistic about the future of their company. There is a lot of opportunity out there for companies with the capabilities to act on it.

Topics: Leadership / Strategy

What is a strategy?

It's the most overused word in business. 

Everyone claims to have one, and every salesperson has one to sell you. Yet for every 100 'strategies' created, you'd be lucky to find a single one that has been executed all the way to the finish line. 

Strategy has lost its meaning. But it is more important than ever. In a world that tempts you with short-term fixes, it's the only thing that can guarantee long-term progress. 

Topics: Leadership / Strategy

The Only Proven Way to Turnaround Your Safety Performance

It's difficult to get employees to change their behaviors.  We hear this from leaders all the time:

"My people just don't get it. We do trainings and have all these safety initiatives, but our people just don't change." 

It's hard. So we're going to share our secret on how we work with clients to make dramatic turnarounds in performance.

3 Requirements to Shift Culture

Topics: Construction Transportation Safety / Compliance Leadership / Strategy Manufacturing

The risks worth taking

There are many devastating things that could happen to your company. Technological obsolescence, nuclear war, a cheap Chinese alternative.

If you choose to fixate on them, these thoughts can consume your days and paralyze your company’s strategic initiatives.

On the other hand, there are also many other (much more fixable) things that are eroding the value of your company – things that you have the power to solve with relatively little effort.

Topics: Leadership / Strategy

Why do good drivers quit?

When drivers leave your company it's usually not due to your competitor offering better pay, benefits, or home time - it's usually due to something much deeper than that.

Topics: Transportation Leadership / Strategy

Experienced drivers pose a serious risk

With an industry-wide turnover rate of 100%, we often attribute crashes to our road rookies. But, what about our drivers who have been with us for the long haul? You may think "He's been around for over 20 years - just leave him be and let him drive." You're wrong.

Topics: Transportation Leadership / Strategy

5 Risks Construction CEOs Ignore

Construction company executives have a lot to worry about. We find that CEOs leave a few key risks unchecked.

1. Being Unprepared for a Crisis

A crisis is any unpredictable event that threatens to harm an organization, its stakeholders, or the general public. 

What's the risk? The credibility and reputation of an organization is heavily influenced by how the company responds during a crisis. Failing to have an effective communication plan in place could be detrimental to your company's image in the community and create confusion amongst employees.

Topics: Construction Leadership / Strategy

Fully Insured vs Captive vs High Deductible: An Honest Comparison

We hear it all the time from business owners: "We are paying too much for insurance. There's gotta be a better way." 

And our industry responds: "Have you heard about captives?"

Too often, insurance brokers confuse the financial instrument with the strategy. 

The reality is that these tools alone will not solve the problem of high insurance costs. To clear the air, though, we thought we'd share the pros and cons of 3 insurance products, each with different levels of risk ownership: full insurance, captives, and high deductibles.

Topics: Leadership / Strategy