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Nick Zupke

Recent Posts by Nick Zupke:

What Your Insurance Guy Wants You to Know About Car-Deer Accidents

by Nick Zupke

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NICK ZUPKE
HNI Personal Lines Account Executive

I had a close call recently that I think a lot of you can relate to.

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Personal Lines Insurance Tip: Beware of the Ice Dam!

by Nick Zupke

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NICK ZUPKE
Account Executive

It’s that time of year in the Midwest when we are dealing with sub-zero temps, inches of snow on the ground, depression from the Packers losing in the playoffs, and a constant question of “Why in the world do I still live here!?” (Hey, at least we expect this sort of weather. That can't be said about people in Atlanta!)

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10 Reasons Why the Collision Damage Waiver is a Must Have

by Nick Zupke

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NICK ZUPKE
HNI Personal Lines Account Executive

When renting a car, you will be offered the option of purchasing a collision damage waiver ( CDW).  A lot of our personal lines customers ask us — do you really need this?

The collision damage waiver is an insurance policy keeps the rental company from coming after you for collision damages. This protection may be well worth the investment — according to the   National Safety Council, the average cost of injury in a car accident is $61,600.

Here are 10 things to consider when deciding whether to purchase or decline this optional coverage. 
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