JODI MATHY
HNI Senior Claims Consultant

Many business leaders think about insurance and total risk management in two contexts: when they're paying insurance premiums and when they're dealing with claims.

JODI MATHY
HNI Senior Claims Consultant

Employers are paying attention to medical marijuana insurance issues, especially after a recent ruling by the New Mexico Court of Appeals regarding coverage of medical marijuana to treat a work-related injuries.

JODI MATHY
HNI Senior Claims Consultant

Even with the best safety programs in place, accidents still can happen. When an injury occurs, several parties can be involved: the injured worker, their supervisor, medical personnel, human resources, and more. While all these people may be working to help the injured employee, they may not be very clear on how to work together unless they have a coach. Having one person take the lead to coordinate the organization's response is critical to controlling work comp costs.

JODI MATHY
Senior Claims Consultant

Employers will face runaway work comp costs if Wisconsin lawmakers adopt proposed legislation. Tentative changes to the Wisconsin work comp law would require that employers of injured employees continue to offer group health coverage for the duration of the employee's healing period. According to the proposed law, this group health coverage expense would not be paid for by the employer’s work comp insurance, but instead it would come directly out of the employer’s pocket.

JODI MATHY
Senior Claims Consultant

Physical abilities testing is a type of fitness for duty exam. Fitness for duty exams help employers identify the "wrong" worker — that is, the worker who is physically unready or unable to perform the essential functions of a job. This "wrong" worker could be your next work comp claim!

JODI MATHY
HNI Senior Claims Consultant

JODI MATHY
HNI Senior Claims Consultant

The reclassification this summer by the American Medical Association of obesity as “a disease state” effectively declared that one-third of all Americans has a medical condition requiring treatment. The obesity classification will have a tremendous impact on health insurers and workers compensation insurers alike.

JODI MATHY
HNI Senior Claims Consultant

I had a very interesting client consultation recently regarding an unemployment claim. The client was responding to a request from the Wisconsin Department of Workforce Development, which was asking for additional support of a termination because of excessive absenteeism and tardiness. In investigating this claim, I learned interesting details about a special law from 2006 that specifically addresses this type of discharge.

JENNIFER FREDRICK & JODI MATHY
Team Post Loss at HNI

Want more training on risk management, claims management, or reporting workers compensation claims? Need to protect your experience MOD? Can't break through communication issues with a claim adjuster? At HNI, we turn to Team Post Loss! HNI's two-expert team assists clients with all things claims. We're pleased to report that in 2013, Team Post Loss so far has corrected 35 client experience modification ratings for a combined savings of $263,803.29 in premium!

JODI MATHY
HNI Senior Claims Consultant