Total Health Managment

You’ve heard that total health managment can reduce health care costs. You have read about its Return on Investment, but you might still be unsure if it really works. The truth is, health managmentisn’t an overnight solution, but neither is quoting your insurance year after year. We believe that it is an employer’s “first line of attack” towards reducing health care costs.

Health care costs continue to rise and Americans consume more health care every year. In addition, studies show a strong connection between unhealthy employees and a decrease in productivity. Health issues can increase absenteeism and stress, which impacts your company’s bottom line.

At HNI, our Advisors work with you to first determine the health condition of your employee base. We utilize surveys, claims data and your demographics to identify areas that need to be addressed. We then apply the appropriate wellness strategies such as:

Preventive Measures – The severity and cost associated with certain medical conditions can be affected through preventive measures, early detection, and or disease management programs. The health care costs for members with chronic disease can have a dramatic impact on the overall performance of a health plan. We partner with clinics, consultants and physicians to provide our clients services such as: Health Risk Assessments; Pre-employment Screenings; Ergonomic Evaluations and Periodic Health Examinations.

Communication and Education –  Informed employees can help you lower health care costs,  increase productivity and enhance overall well-being. Most employees do not fully understand the cost associated with health care and how they can not only decrease their own out-of-pocket costs, but their employer’s costs as well.

Worksite Wellness – Today more than 81% of American businesses with 50 or more employees have some form of health promotion program. HNI has the resources to help you create, initiate or improve upon a current program. The most popular programs include exercise, smoking cessation classes, back care programs, and stress management. A popular option is a Wellness Day that we developed for HNI clients.

Incentive Programs – As an employer, you know that one of the best motivators for employees can be financial incentives. Other non-monetary incentives can also be effective. HNI has successfully implemented Incentive Programs with hundreds of clients whether it be job-site safety or wellness. Consumer-Driven Health Plans are more widely used as a means of controlling insurance costs. HNI partners with select insurance carriers that offer these plans and systems to reward employees and employers for healthy lifestyles.